Real screenshot of the Nesti app Overview screen

Private finance, without the data trade

Your money.
Yours to keep.

Your bank data stays on your phone, not in another finance company's database.

Connect your bank, track spending and build budgets without handing Nesti a copy of your financial life.

Get early access Free during beta · Lithuania
Real screenshot of the Nesti app Monthly Report screen

On your device

Your financial data stays local.

Read-only

Bank connection cannot move money.

No financial profile

Nesti doesn't build one on its servers.

Built to be useful,
not hungry for your data.

Everything you'd expect from a personal finance app. Without uploading your transaction history to another company.

Real screenshot of the Nesti app Overview screen
01

Automatic categories

Your spending sorts itself.

02

Monthly picture

See where the month actually went.

03

Budgets

Set it once. Keep track automatically.

The real product

No mockups.
These are the screens.

Real screenshot of the Nesti app Transactions screen
Real screenshot of the Nesti app Categories screen
Real screenshot of the Nesti app Monthly Report screen

How your bank data moves

Your bank.
Your phone.
That's the route.

01

Your bank

Holds your account and credentials.

02
Regulated

Open Banking

Provides read-only access through licensed banking infrastructure.

03

Your phone

Balances and transactions are processed and stored locally.

Nesti server

Your bank transactions Never arrive here.

Your transaction data
never reaches Nesti.

No database of your spending. No financial profile to leak, sell, or hand over.

The usual trade

Most finance apps ask you to trust their servers. Nesti removes that step.

Typical finance app

  • Create an account
  • Upload your financial history
  • Keep it on company servers
  • Trust the company indefinitely
  • Often pay a subscription

Nesti

Nothing to hand over.

Connect your bank and use the app.

Your bank connection remains read-only.

Live in Lithuania today.

Swedbank SEB Luminor Revolut

Built on regulated Open Banking infrastructure used across the EU.

Try Nesti before everyone else does.

It's already running on my own money. Now I'm opening it to the first users.

Get early access Free during beta · No card required